The Dementia Diary

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The Incorrect Equation

on May 16, 2012
Widow of miner. She lives on state old age pen...

Widow of miner. She lives on state old age pension. Gilliam Coal and Coke Company, Gilliam Mine, Gilliam, McDowell… – NARA – 540823 (Photo credit: Wikipedia)

From the BBC website 11% fewer elderly are receiving state funded care

(http://www.bbc.co.uk/news/health-18026534)

BUT

by 2033 in the UK

  • The number of people of pensionable age will increase from 11.6 million to 15.6 million. (Note – between 2010 and 2020, state pension age will change from 65 for men and 60 for women to 65 for both sexes. Between 2024 and 2046, state pension age will increase to 68 for both sexes.)
  • More people will be aged over 40 than under 40 by 2023.
  • By 2033, there will be 3.3 million people aged over 85. The number of centenarians is expected to reach 80,000.
By 2023 The number of people in the ‘second half’ of their lives will outnumber those in the first half.
The people who have paid most into the social fund are those who have worked all of their lives and therefore paid taxes.
If you have assets over £14,250 you will recieve NO financial assistance
Think this through for a moment.
You are over 65 years of age.
You need help with your care/health.
You have worked all of your life up to retirement age therefore you paid taxes for over 50 years some of which was paid into the national health service to ensure you medical care throughout your life.
You have bought your own home by working hard all of your life.  The average house price in the uk is currently £228385.
You get nothing.  Nada.  Zip.  Zero.
You do not qualify for help.  You need it, but you have to pay for it, despite paying for it all of your working life.
The alternative scenario:
You are over 65 years of age.
You need help with your care/health.
You worked sporadically. Maybe you didn’t.  You’ve got Unemployment benefit and the health service to support your needs.
You rented all your life, or perhaps the state paid your rent because you weren’t working.
You have no assets.
You get social care.  You don’t have to pay a penny.
Makes sense?
No. Not to me either!
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